Up to date as of November 10, 2025
Are you an Alberta homeowner looking to cut utility bills, increase your property value, and make a positive environmental impact? With the Clean Energy Improvement Program (CEIP), making the switch to solar installation is more affordable than ever, thanks to flexible, low-interest financing options.
What is the Alberta CEIP Program?
The Clean Energy Improvement Program (CEIP), administered by Alberta Municipalities, is an innovative financing mechanism designed to help residential and commercial property owners complete clean energy upgrades.
Instead of a traditional loan, CEIP financing is provided through a Clean Energy Improvement Agreement (CEIA) and is secured by the property itself, similar to a local improvement charge. This means:
- Low-Interest Rates: The program is designed to offer highly competitive, low-interest financing (1% to 5.6%) to make projects financially viable.
- Long-Term Repayment: Payment terms are generally 20 years, allowing the cost of the upgrade to be spread out so the energy savings often exceed the annual payment.
- Transferable: If you sell your property, the repayment obligation can transfer to the new owner, as they will benefit from the energy upgrades and lower bills.
Want to see what your solar system could look like through CEIP financing? Get your free quote today.
Go Solar with Low-Interest Financing
Solar PV (photovoltaic) panels are one of the most popular and impactful upgrades eligible under the CEIP. Alberta’s clear skies and high number of sun-hours make it an ideal location for solar energy generation, even in winter!
By financing your solar installation through CEIP, you can immediately start enjoying reduced or eliminated electricity bills without the upfront capital cost. The program covers not only solar but also a wide range of energy efficiency upgrades like:
- Attic Insulation (Solar YYC is an insuranced/trained installer of attic insulation)
- Heat pumps and high-efficiency HVAC (Solar YYC installs heat pumps)
- High-efficiency windows and doors
- Water heating upgrades
Curious how CEIP could make solar cash-positive from day one? Request your personalized quote.
Location-Specific CEIP Financing Details
The specific terms and conditions for low-interest financing vary slightly between participating Alberta municipalities. Review the details below for your location before applying.
| Location (CEIP Municipality) | Interest Rate (Initial) | Payment Terms | Normalized Rate (APR) | Forgiveness/Incentive | Status | Property Eligibility | Additional Notes |
| Stirling | 1.00% | 20 Years | 1.00% | None specified | Open Application | Low Rise Residential | No Deposit Payment |
| Leduc | 0% on 73%, BMO Prime on 27% | 20 Years | 1.20% | $1,350 rebate after completion | Paused Application | Low Rise Residential | $600 L2 EV Charger Rebate |
| St. Albert | 1.62% – 3.00% | 20 Years | 1.62% | $1,400 incentive | Open Application | Low Rise Residential | Currently 1.62%, floating rate not over 3% |
| Pincher Creek Region | 2.00% | 25 Years | 2.00% | $450 Rebate | Open Application | General | Homes built before year 2000 receive additional rebate of 2% |
| Strathcona County | 2.00% | 20 Years | 2.00% | 5% Rebate | Open Application | Low Rise Residential | |
| Taber | 2.00% | 20 Years | 2.00% | $400 Rebate | Open Application | Low Rise Residential | |
| Canmore | 2.70% | 20 Years | 2.70% | $500 after install | Open Application | Low Rise Residential | |
| Airdrie | 2.75% | 25 Years | 2.75% | $600 after install | Open Application | Low Rise Residential | Additional $2,500 rebate w/ 3 or more upgrades |
| Lethbridge | 2.83% | 20 Years | 2.83% | None specified | Open Application | Low Rise Residential | |
| Edmonton | 3.16% to 6.00% | 20 Years | 3.16% | None specified | Open Application | Low Rise Residential | 3.16% until current tranche filled- moves to 6% |
| Wetaskiwin | 3.20% | 20 Years | 3.20% | $650 Rebate | Open Application | Low Rise Residential | |
| Medicine Hat | 3.25% | 20 Years | 3.25% | Rebate of 6.6% to 10.2% | Open Application | Low Rise Residential | Hat Smart $1,000 |
| Rocky Mountain House | 3.50% | 20 Years | 3.50% | $500 Rebate + $700 Evaluation Rebate | Open Application | Low Rise Residential | |
| Spruce Grove | 3.50% | 25 Years | 3.50% | 7.5% Rebate | Paused Application | Low Rise Residential | |
| Calgary | 3.75% | 20 Years | 3.75% | 10% after install | Paused Application- reopen 2026 | Low Rise Residential | |
| Devon | 4.00% | 25 Years | 4.00% | $1,100 Rebate | Open Application | Low Rise Residential | |
| Drayton Valley | 4.16% | 20 Years | 4.16% | $350 rebate | Open Application | Low Rise Residential | |
| Stettler | 5.60% | 25 Years | 5.60% | $580 rebate | Open Application | Low Rise Residential | No Deposit Payment |
Key Steps to Access CEIP Financing
- Check Location: Confirm that your municipality is participating in the CEIP (as listed above).
- Pre-Qualification: Submit a pre-qualification form to see if your property is eligible.
- Work with a Qualified Contractor: Choose a CEIP Qualified Contractor for your solar installation project.
Application: Complete the formal application for financing.
Ready to Transform Your Home?
Alberta’s CEIP is the smartest way to make your clean energy dreams a reality. By utilizing this program, you benefit from a professional solar installation, enjoy immediate energy savings, and secure low-interest financing that won’t disrupt your household budget.
Visit the official CEIP website for the most up-to-date information and to start your pre-qualification process today: CEIP Residential Upgrades
Wondering if you qualify for CEIP financing? Find out with a quick quote.
